The Hidden Costs of Delayed Collection Action: Why Early Intervention Saves More Than Money
Current economic pressures have created challenging conditions in commercial asset-based lending, with defaults rising across transportation, construction, and agricultural sectors. While the instinct may be to wait and see if borrowers self-cure, industry data reveals why this approach often backfires. The Mathematics of Delay Asset recovery likelihood drops approximately 1% every week after an account […]
Data Security in the Digital Age: Protecting Lenders and Borrowers Alike
Data is one of lenders’ most valuable resources but also one of its most threatening vulnerabilities. Maintaining steady operational flow, data integrity, and positive relationships with clients is critical. Consequently, data security measures must be robust and applied from the top down throughout a business. Failing to do so has consequences. In 2023, cyberattacks like […]
Scaling Smarter: Independent Lending, Vendor Partnerships & Managing Market Volatility
In this episode, Dominick Cevet joins Andrew Pace to share how independent lenders scale fast, pivot early, and strengthen vendor partnerships — all while staying disciplined in a volatile market.
Attracting and Retaining Top Talent in Asset Recovery: Why Culture Matters
A brand is only as good as the people it puts into the field, in front of clients and customers. In our industry, nothing makes a more significant impact than having top asset recovery talent at your disposal. The talent charged with handling distressed account situations must ensure that every step they take is done […]
Preparing for Economic Uncertainty: Strategic Tips for Lenders for the Rest of 2025
As we progress through what remains of 2025, asset-based lenders face continuing interest rate uncertainty, persistent inflationary pressures, and some tightening markets, creating a uniquely challenging operating and investment landscape. To mitigate these risks, lenders are finding that to grow, they need to stay nimble, informed, and prepared to swiftly make decisions to protect their […]
Securing the Future: Technology, Compliance, and Control in Asset-Based Lending
Technology and trust go hand in hand. In this episode of Portfolio Perspective, Greg Meyer, CFO and CIO of ACS, explains how data integrity, system integration, and cybersecurity controls work together to protect lender portfolios and create operational excellence.
How In-Person Door Knocks Are Transforming Loan Recovery for Financial Institutions
In today’s lending landscape, asset-based lenders face unique challenges with rising default rates and disengaged borrowers. When accounts become unresponsive and payments stall, lenders need a more proactive approach to reestablish contact while preserving customer relationships. Asset Compliant Solutions (ACS) now offers in-person Door Knocks to bridge this unfortunate but sometimes unavoidable gap in communication, […]
The Importance of Contracts in Mitigating Risk: Protecting Assets and Strengthening Loan Recovery
Risk is an unavoidable part of our industry for asset-based lenders, but a well-structured contract can serve as a powerful first line of defense. Clear, enforceable agreements protect assets, define expectations, and provide a legal foundation for smooth loan recovery without risking borrower relationships. At Asset Compliant Solutions (ACS), we have two decades of firsthand […]
84% Success Rate: How ACS Helped a Leading Bank Resolve Distressed Loans
In the midst of a surge of defaults, a major U.S. bank and asset-based lender determined that its existing methods of managing default risk were not delivering as they once did. Like a lot of large financial institutions with strict risk management and customer privacy policies, they were reluctant to engage a partner to conduct […]
Balancing the Books: Protecting Customer Relationships While Maximizing Asset Recovery
Protecting a portfolio’s bottom line in the current asset-based lending market means more than just knowing the raw numbers, but understanding how to handle customer relationships efficiently and effectively through multiple scenarios. Maintaining customer trust—while retaining the ability to safely and quickly recover assets—requires a delicate balance when it comes to communication, strategies, and technologies […]